Treasury Management

At Bank of the Rio Grande, we focus on creating long-term relationships with our clients. Whether your goal is to accelerate collections, streamline payments or reduce risk, our relationship team will take the time to understand your internal processes and help you meet your target. With local implementation and support, we are committed to making it as easy as possible for you to do business with us. Our products and services will help you to improve transaction processes and create efficiencies within your Business..

To learn more about Bank of the Rio Grande's treasury management solutions, please contact us, or contact your Business Banker directly.

Accelerate Collections
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Remote Deposit Capture

Using a check scanner, our clients have the ability to scan checks from their place of business directly to the Bank. We offer various user levels, approval limits and management review.

With Online Remote Deposit, you'll have more freedom to focus on your core business without losing valuable time away from the office.

Lockbox

Bank of the Rio Grande provides a comprehensive suite of high-quality lockbox services via a knowledgeable team of professionals dedicated to remittance processing. Our wholesale platform will allow you to take advantage of our available online image services that will give you direct access to images of your remittance information, checks and related correspondence.

Our Retail Lockbox includes coupon scanning of critical information that can be included in a daily transmission to your system.

Bank of the Rio Grande's Property Management Lockbox reduces the time needed to process assessment and rental payments, enabling property management companies to improve cash flow.

Healthcare Lockbox is a solution extending beyond basic lockbox processing to meet the specific needs of healthcare providers. Our Healthcare Lockbox offers providers a suite of end-to-end revenue cycle management tools.

Cash Vault

The Cash Vault is a secure area for processing large volumes of cash deposits. Cash Vault can dramatically simplify your internal processes by streamlining your operations to a single vault processor.

Merchant Card Services

Bank of the Rio Grande offers merchant credit and debit card processing through its partnership with a leading merchant provider.

ACH Manager

ACH is a cost effective way to originate and receive funds electronically. Our ACH Manager Service will allow your Business to securely expedite the processing of your incoming receivables. Bank of the Rio Grande offers a simple way for your business to originate the collection of electronic business payments.

Streamlining Payables

Wire Transfer Services

The Wire Transfer system allows you to initiate and approve outgoing wire transfers in real-time directly from our online banking portal.

ACH Manager

ACH is a cost effective way to originate electronic business payments. Our ACH Manager Service will allow your Business to securely originate your payables electronically.

Payroll Cards

A Payroll Card is the leading alternative to offer clients an option to securely participate in 100% electronic funding of their payroll. The payroll card can be used by your employees at the point-of-sale or for the retrieval of cash from an ATM or Bank.

Account Reconciliation

Partial reconciliation provides a list of paid items so you can automatically update your accounts payable system. Full reconciliation provides a list of outstanding items using a check issue file that is submitted by you to the Bank.

Our Deposit Reconciliation service can track deposits by location by assigning each location a unique number that is pre-printed in the MICR line of the deposit slip, allowing you to deposit into one account.

Mitigating Fraud with fraud prevention solutions

Positive Pay

Positive Pay can significantly reduce your exposure to check fraud. Bank of the Rio Grande's Positive Pay system allows you to view potentially fraudulent items before they clear the bank.

How it works: your Company will electronically submit a file to the Bank of the Rio Grande that represents your issued checks. Checks that do not match your check issue file are reported online and are paid or returned based on your decision.

ACH Debit Block

You control which companies are authorized to post ACH debits while blocking those that are not. Just as with Positive Pay, ACH Debit Block alerts you of potentially fraudulent transactions before they post to your accounts.

Convenient Online Banking Portal

Run your business more efficiently and securely while enjoying the convenience of Bank of the Rio Grande's Business Online Banking Service. Review account activity any time, any day from your place of Business or from home. Our Business Online Banking portal offers quick and easy access to critical information to help you increase efficiencies within your internal processes.

Bank of the Rio Grande offers a variety of information reporting tools to better manage your incoming and outgoing payments. Please contact us for details.

Our small business clients can take advantage of our Business Advantage Bill Pay service which allows our clients to set up their vendors to receive automated electronic or check payments for recurring monthly bills or one-time payments.

Click here for a demo of our Business Advantage Bill Pay.

A Relationship Manager will guide you through the applications process for Treasury Management Services.