Savings Accounts

Achieve your financial goals with our flexible savings solutions

With Bank of the Rio Grande savings accounts choose your account features

  • 24 hour secure online banking access
  • Free Account Alerts
  • 24 Hour Access at ATM machines
  • Optional Overdraft Protection
  • Ability to link with a monthly checking account statement for a concise financial picture
Compare Savings Accounts

Value Savings

Money Market

Premier Growth Money Market

Best For:

Interest earning savings account that also allows optional overdraft protection for peace of mind

Enjoy the benefits of competitive tiered interest rates based on your growing balances 

Highest yielding savings account maximizing your interest earning potential with tiered interest rates


Optional Overdraft Protection1 ,2




Check Writing Ability2




Monthly Combined Statements




Tiered Interest




Monthly Service Fee

and Waivers

  • $5.00
  • Waived with average daily balance of $300
  • UTMA no service fee until minor reaches age 18
  • $10.00
  • Waived with average daily balance of $2,500


  • $20.00
  • Waived with average daily balance of $25,000 or more



All Accounts include secure 24/7 online account access.

Four branch locations in Albuquerque and Las Cruces.


1Client must acknowledge the overdraft transfer agreement as each transfer will result in a $5.00 fee.

2Regulation D limits the amount of pre-authorized transfers, checks, drafts, or debit card transactions to six per statement cycle, including transfers to linked checking account for overdraft protection. Transaction in excess of the 6 will result in a fee of $10.00 per transaction. There are no restrictions to deposits or withdrawals made in person.

Time Deposits

Bank of the Rio Grande is proud to offer our clients some of the most competitive interest rates in our markets.

To learn more about our CD and IRA rates, contact your local branch.  

View our Fee and Information Schedule

Member FDIC