Personal Savings Accounts & Certificates of Deposit

Achieve your financial goals with our flexible savings solutions!

  • Earn higher rates with our Money Market accounts
  • Automatic transfers for easy savings
  • Link to an ATM card for 24/7 access*
*Daily transaction limits may apply.

Compare our savings accounts

Product

Value Savings

Money Market Savings

Premier Gowth
Money Market Savings

At a Glance

Basic savings plan for
those just starting out

Competitive tiered rates to
reward growing balances

Premium tiered rates for those
who keep high balances

Interest

yes

yes, tiered interest rates to reward higher balances

yes, tiered interest rates to reward higher balances

Check Writing Ability*

no

yes

yes

Monthly Service Fee

$5

Waived with average daily balance of $100

No service fee for
minors under 18

$10

Waived with average daily balance of $2,500

$20

Waived with average daily balance of $25,000

Per Item Fee

$10 per debit in excess of
6 per statement cycle*

$10 per debit in excess of
6 per statement cycle*

$10 per debit in excess of
6 per statement cycle*


$100 minimum to open any account

* Regulation D limits the amount of pre-authorized transfers, checks, drafts, or debit card transactions to six per statement cycle, including transfers to a linked checking account for overdraft protection. Transactions in excess of the six will result in a fee of $10 per transaction. There are no restrictions to deposits or withdrawals made in person.
Other fees may apply. See account fee schedule, ask for a Terms & Conditions brochure, or talk to a personal banker for more details on all of our personal saving accounts. Website contains most current information.

View our personal service fees

Smart Savings Service

Make smart saving easy by automatically transferring a set amount from your checking to your savings on a monthly or more frequent basis. You determine how much and on which day the transfer will take place.

 

Certificates of Deposit (CD)

Invest your money for short or long term purposes.

  • Typical maturities range from 6 months to 5 years.
  • Fixed rates apply with interest paid monthly, quarterly, at maturity, but at least annually.
  • Withdrawals are at the end of the term. There is a 10-day grace period to withdraw funds at maturity before the CD automatically renews.
  • There is a 90-day penalty for early withdrawal. Some exceptions apply. Contact a personal banker for more details.