Residential Mortgage Loans

• Conventional 15 & 30-year fixed rate
• Adjustable rate mortgages available
• Investor property financing
• Cash out refinances
• Jumbo loans ($417,000 and over)

Mortgage Tips

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Bi-Weekly Payments can pay off your mortgage faster
One of the simplest strategies for reducing the term and cost of your loan is to make your repayment on a Bi-Weekly rather than monthly basis. Split your monthly payment in two and pay Bi-Weekly. You hardly feel the difference in terms of your disposable income, but it could make thousands of dollars saved and reduce the number of years to full payment of your loan. Paying 26 Bi-Weekly payments a year means that you will be effectively making 13 monthly payments each year. Please consult your mortgage lender.

Tax Considerations
Interest paid yearly, points paid at closing, property taxes and some additional costs are deductible for some borrowers. Please consult your tax advisor.