Buying a home is one of the largest investments you and your family will ever make. It goes without saying that you'll want a lender you can trust to offer the program that best fits your financial needs. Whether you are a first-time home buyer or a seasoned homeowner, our experienced Mortgage Representatives at Bank of the Rio Grande will walk you through the process step-by-step, assuring you understand the transaction. We are committed to providing you with the specific mortgage program, a competitive interest rate, and the personalized services that best meet your individual needs.

Mortgage Loan Products Offered These are just a few mortgage loan products we offer: Conventional Loans FHA / VA Mortgage Loans Adjustable Rate Mortgages (ARM's) Jumbo Loans Home Equity Loans Second home / Investment Loans Programs for self-employed borrowers

Pre-Qualifications for Buying a Home

Pre-qualifying for a home is the first step you want to take so that your lender can determine how much you can afford to spend on a home. We will ask for standard documentation such as: your credit history, latest tax returns and verification of monthly income. Upon evaluation of your financial position we can provide you with the following:

• an estimate of a home purchase price and a monthly house payment that you can comfortably afford


• amount of money you will need for the down payment


• a home loan product that best fits your family's budget

Once you are pre-qualified you will know your price range and you are ready to search for the family home that is most affordable. Apply today! Contact our Mortgage Representatives at Bank of the Rio Grande at (575) 525-8900. For more information on home mortgages click here.